Arrowhead Economic Opportunity Agency (AEOA)
Home Repair Financial Assistance
Virginia Office
702 S 3rd Ave, Virginia, MN, 55792
Distance: 1362 Miles
(218) 735-6819
rehab@aeoa.org
https://www.aeoa.org/single-family-rehabilitation
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
Administers a variety of loan and grant programs for homeowners to make basic improvements to the safety, livability, energy efficiency and accessibility of their home.
The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
The Emergency and Accessibility Loan Program is available for home improvements addressing emergency conditions of the home or accessibility needs for a disabled household resident, subject to prior approval by Minnesota Housing.
All loans are forgiven if the borrower does not sell, transfer title, or ceases to occupy the property during the loan term.
Features
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Organization Type
- Community Action Partnership
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Specialization
- People with low income
Eligibility
Residents of Cook, Lake, and St. Louis counties, excluding the City of Duluth.
* Owned and occupied your home as your principal residence for at least 6 months
* Current on all mortgage payments, if applicable
* Within the program income limits
Complete eligibility information for the Minnesota Housing Rehabilitation Loan/Emergency and Accessibility Loan Program is available online.
Business Hours
8:00am - 4:30pm, Monday - Friday
Area Served
St. Louis, Lake, and Cook counties
Service delivery for some programs has extended to the four neighboring counties of Aitkin, Carlton, Itasca, and Koochiching
Some services available at this location are provided only in certain limited geographic areas. Please see the Eligibility requirements for each service to determine if that service is available in your location.
Groceries to Go is only available in St. Louis County
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (218) 749-2912 | |
| Toll Free | (800) 662-5711 |
Last Update
12/1/2023
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
- Emergency Shelter
- Employment Support for Older Workers
- Energy Assistance Program
- Family Assets for Independence in Minnesota (FAIM)
- Family Homeless Prevention and Assistance Program (FHPAP)
- Grocery Delivery - Groceries to Go
- Home Ownership Assistance
- Home Repair and Maintenance
- HUD-Approved Housing Counseling
- Job Search Assistance - SNAP Employment & Training Programs
- Medical Equipment or Assistive Technology Loan Program
- Retired and Senior Volunteer Program (RSVP)
- Senior and Caregivers Guide to Services
- Telephone Reassurance
- Transitional Housing
- Volunteer Opportunities
- Weatherization Assistance Program
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
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BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.