Clay County Housing & Redevelopment Authority (HRA)
Home Repair Financial Assistance
116 Center Ave E, Dilworth, MN, 56529
Distance: 1225 Miles
(218) 233-8883
claycohra@claycohra.com
https://www.claycohra.com/programs_offered/home_improvement_funds/owner_occupied_rehabilitation_program.php
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
Home Improvement Funds: Homeowners are eligible for a total of up to $25,000 in deferred loans and other assistance
The Rehabilitation Loan: Assists low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
Features
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Area Served by County
- Clay County
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Specialization
- People with low income
Eligibility
For home improvement loans:
* Must be located in Clay County
* You must own your own home and live in the property
* You need to be income qualified
* The home repairs need to be beyond basic maintenance
Complete eligibility information for the Minnesota Housing Rehabilitation Loan Program is available online
Business Hours
8:00am - 4:30pm, Monday - Friday
Area Served
Most programs serve Clay County. Service area may be dependent on program.
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (218) 233-8883 |
Last Update
6/25/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
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BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.