Community Action Partnership of Ramsey & Washington Counties
Car Ownership Program
450 Syndicate St N, Ste 35, St. Paul, MN, 55104
Distance: 1035 Miles
Helps working people purchase cars through a loan program
Community Action provides a low interest loan up to $6,000 for people to purchase a car and guide them through the car buying process.
- Community Action Partnership
- People with low income
Applications are limited to people who do not qualify for a car loan at a reasonable interest rate due to a lack of credit history, limited income, or short employment history.
Applicants must meet the following requirements to be eligible:
* Live in Ramsey or Washington County
* Have a continuous work history of 6+ months at a minimum of 20 hours per week
* Provide recent documentation of monthly income
* Have a valid Minnesota driver's license
* Be age 18 or older
* Ability to provide proof of full coverage insurance prior to loan closing
* Household income is at or below 200% of the federal poverty guidelines
Requires an interview process, which involves a credit and budget review.
Ramsey and Washington counties
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
BT-8300.0870-030Automobile Purchase Loans Definition
Programs that provide or arrange for financing for individuals who want to lease or purchase an automobile or other means of transportation. In some cases, the individual must require the vehicle to access employment, educational classes, job training or other similar services in order to be eligible for the loan. Included are programs that provide or arrange for low interest or interest free automobile purchase loans as well as those that provide access to loans at market rates.
YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.