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Community Action Partnership of Ramsey & Washington Counties

Car Ownership Program

450 Syndicate St N, Ste 35, St. Paul, MN, 55104

(651) 603-5880

Website

https://caprw.org/services/money-jobs-transportation/cop.html

Service Details

Description

Helps working people purchase cars through a loan program


Community Action provides a low interest loan up to $6,000 for people to purchase a car and guide them through the car buying process.


Features

  • Area Served by County
    • Ramsey County 
    • Washington County 
  • Organization Type
    • Community Action Partnership 
  • Specialization
    • People with low income 

Eligibility

Applications are limited to people who do not qualify for a car loan at a reasonable interest rate due to a lack of credit history, limited income, or short employment history.


Applicants must meet the following requirements to be eligible:
* Live in Ramsey or Washington County
* Have a continuous work history of 6+ months at a minimum of 20 hours per week
* Provide recent documentation of monthly income
* Have a valid Minnesota driver's license
* Be age 18 or older
* Ability to provide proof of full coverage insurance prior to loan closing
* Household income is at or below 200% of the federal poverty guidelines


Application Instructions

Requires an interview process, which involves a credit and budget review.


Area Served

Most programs serve Ramsey and Washington counties.  Service area may be dependent on program 


Websites

https://caprw.org/services/money-jobs-transportation/cop.html

https://caprw.org

Phone Numbers

Type Number Hours
Main (651) 603-5977

Last Update

9/4/2024

Other Locations

This provider does not offer this service at other locations.

Other Services or resources

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