Dakota County Community Development Agency (CDA)
Foreclosure Avoidance Counseling
1228 Town Centre Dr, Eagan, MN, 55123-1066
Distance: 1112 Miles
Foreclosure avoidance counseling provides information and assistance to help you avoid foreclosing on your mortgage and losing your home. This non-profit agency has been approved by Housing and Urban Development (HUD) to offer the service. HUD foreclosure avoidance counseling is free-of-charge.
The counseling session(s) will help you determine if you are eligible for a loan adjustment, or if you can refinance your mortgage to reduce monthly payments. If you are eligible, the counselor will work with you to prepare an intake package (paperwork) for your mortgage servicer.
Provides free counseling and referrals to resources for families living in Dakota County who are in or are facing foreclosure.
- Older adults
- People with low income
Program is available to Dakota County homeowners.
Call for a program application.
8:00am - 4:30pm, Monday - Friday
|General Information||(651) 675-4400|
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
BH-3700.3200HUD Approved Counseling Agencies Definition
Agencies funded by the federal Office of Housing and Urban Development to provide prepurchase and mortgage default counseling, home equity conversion (reverse mortgage) counseling and information about the HUD rent assistance program for current and prospective purchasers and tenants.
BH-8300.3000Housing Authorities Definition
City, county, or state housing offices that provide information about eligibility for and vacancies in the subsidized housing properties that are under their jurisdiction. Housing authorities accept Section 8 applications, provide Section 8 vouchers, make approved Section 8 rental payments and administer public housing communities while in certain rural areas, the housing finance agency may play this role.
DM-1500.1500Credit Counseling Definition
Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
DM-1800.5000Mortgage Delinquency and Default Counseling Definition
Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.
YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.
YM-6200People At Risk of Foreclosure Definition
Individuals and families who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Also included are people who are unable to make their property tax payments and at risk of losing their homes through tax foreclosure.
YZ-6300Personal Finances Issues Definition
Programs that provide information and/or services that deal with lending (including predatory lending), credit, bankruptcy, foreclosures and other issues related to personal finances.