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Habitat For Humanity - Western Lake Superior

Home Ownership Assistance

Duluth Office

1108 E 8th St, Duluth, MN, 55805

Distance: 1073 Miles

(218) 576-9360

Website

https://www.wlshabitat.org/homeownership

Service Details

Description

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements


Additional Information

Making homeownership affordable in partnership with low-income families and the community.


This non-profit program builds, renovates and repairs houses.


Homeowners purchase the homes with affordable mortgage payments. Both volunteers and homebuyers help build and repair the homes.


Families are selected for the program based on
* Level of need
* Willingness to become partners in the program
* Ability to repay the loan


Features

  • Area Served by County
    • Carlton County 
    • Lake County 
    • St. Louis County 
  • Specialization
    • Family 
    • People with low income 

Eligibility

In general, applicants must:
* Be citizens or legal residents
* Prove steady income
* Have good credit
* Earn a monthly income that falls within minimum and maximum limits, depending on household size
* Maintain a savings account over a certain period of time


In addition, each partner family will be required to:
* Invest sweat-equity hours in building their home and others
* Make an affordable down payment
* Make timely mortgage payments
* Attend homeowner education classes


Area Served

Carlton, Lake and Southern St. Louis counties


Websites

https://www.wlshabitat.org/homeownership

https://www.wlshabitat.org

Phone Numbers

Type Number Hours
Main (218) 576-9360

Last Update

2/13/2024

Other Locations

This provider does not offer this service at other locations.

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