Habitat for Humanity of Winona-Fillmore Counties
Home Ownership Assistance
126 N Baker St, Winona, MN, 55987
Distance: 955 Miles
(507) 457-0003
info@habitatwinona.org
https://habitatwinona.org/homes
Service Details
Description
Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements
Additional Information
This non-profit program builds, renovates and repairs houses.
Homeowners purchase the homes with affordable mortgage payments. Both volunteers and homebuyers help build and repair the homes.
Families are selected for the program based on
* Level of need
* Willingness to become partners in the program
* Ability to repay the loan
Features
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Area Served by County
- Fillmore County
- Winona County
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Specialization
- Family
- People with low income
Eligibility
Families must meet the following requirements:
* US Citizen or legal resident
* Family income should fall between 30% and 75% of the median income
* Income qualified
* Demonstrated need for affordable housing
* Commit to saving for a down payment
* Willing to put in minimum of 200 hours of "sweat equity"
* Willing to attend budgeting, home repair and maintenance classes
* Ability to make monthly house payments
Application Instructions
Applications are accepted year round
Area Served
Winona and Fillmore counties
Websites
Phone Numbers
Type | Number | Hours |
---|---|---|
Main | (507) 457-0003 |
Last Update
8/20/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-7000.8100-800Sweat Equity Programs Definition
Programs that make low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.
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YL-3300.4500Low Income Definition
Individuals or families whose annual income is between 150 and 200% of poverty level for their family size.
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YL-3300.6500Poverty Level Definition
People whose annual income is within the federal poverty level guidelines which vary according to family size and are revised annually.