Headwaters Regional Development Commission (HRDC)
Home Repair Financial Assistance
1320 Neilson Ave SE, Bemidji, MN, 56601
(218) 444-4732
hrdc@hrdc.org
https://hrdc.org/loans-by-county
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
The Emergency and Accessibility Loan Program is available for home improvements addressing emergency conditions of the home or accessibility needs for a disabled household resident, subject to prior approval by Minnesota Housing.
MN Housing Fix Up Program is a monthly loan for energy conservation and accessibility improvements.
Features
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Area Served by County
- Becker County
- Beltrami County
- Clearwater County
- Hubbard County
- Kittson County
- Lake of the Woods County
- Mahnomen County
- Marshall County
- Norman County
- Pennington County
- Polk County
- Red Lake County
- Roseau County
- Wadena County
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Specialization
- People with low income
Eligibility
Serving residents of Becker, Beltrami, Clearwater, Hubbard, Kittson, Lake of the Woods, Mahnomen, Marshall, Norman, Pennington, Polk, Red Lake, Roseau, and Wadena counties.
Complete eligibility information is available online.
Area Served
Becker, Beltrami, Clearwater, Hubbard, Kittson, Lake of the Woods, Mahnomen, Marshall, Norman, Pennington, Polk, Red Lake, Roseau, and Wadena counties
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (218) 444-4732 |
Last Update
2/16/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
This provider does not offer other services or resources at this location.
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
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BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.