Housing and Redevelopment Authority of St. Cloud
Home Repair Financial Assistance
1225 W Saint Germain St, St. Cloud, MN, 56301
Distance: 1505 Miles
(320) 252-0880
general@stcloudhra.com
https://stcloudhra.com/cdbg
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
The Community Development Block Grant Home Rehabilitation Loan Program provides eligible homeowners a maximum of $25,000 for basic home improvements such as windows, siding, electrical wiring, plumbing, roofing, heating and energy saving improvements or improvement to meet the needs of a disabled person.
* The primary focus of the funds is to be used for health, safety and weatherization issues.
Features
-
Area Served by County
- Benton County
- Sherburne County
- Stearns County
-
Specialization
- People with low income
Business Hours
8:00am - 4:30pm, Monday - Friday
Area Served
Primarily serves the St. Cloud area. Service area may be dependent on program.
Housing Choice Voucher program serves Benton, Sherburne and Wright counties, and the city of St. Cloud.
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (320) 252-0880 |
Last Update
7/1/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
-
BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
-
BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.