Programs that pay current housing bills or finance new living accommodations for people who are otherwise unable to provide for their housing needs. Housing expense assistance programs may have age, income, disability, need or other eligibility requirements.

Programs that pay all or a portion of the electric service expenses of people whose electricity has been or is at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Electric service payment assistance programs may have age, income, disability, need or other eligibility requirements.

Programs that pay all or a portion of the gas service expenses of people whose gas has been or is at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Gas service payment assistance programs may have age, income, disability, need or other eligibility requirements.

Programs that provide personal loans for people who qualify on the basis of income and charge no interest for the service.

Followers of the Jewish faith (Judaism), or people who identify themselves as Jewish either through descent or personal decision. Judaism reflects a belief in a single God who created the universe and continues to be involved in its governance. According to traditional Jewish belief, God established a covenant with the Jewish people, and revealed his laws and commandments to them in the form of the Torah. The practice of Judaism is devoted to the study and observance of the laws and commandments, as written in the Torah.