Lakes and Pines Community Action Council, Inc.
Home Repair Financial Assistance
Lakes and Pines Moose Lake Office
316 Elm Ave, Southern Carlton County Family Center, Moose Lake, MN, 55767
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Offers financing to eligible households to make basic permanent repairs to their home which can also include making improvements for handicap accessibility.
The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
Area Served by County
- Aitkin County
- Carlton County
- Chisago County
- Isanti County
- Kanabec County
- Mille Lacs County
- Pine County
- Community Action Partnership
- Private pay
- Sliding fee scale
- People with low income
Complete eligibility information for the Minnesota Housing Rehabilitation Loan/Emergency and Accessibility Loan Program is available online.
Serving Aitkin, Carlton, Chisago, Isanti, Kanabec, Mille Lacs, and Pine counties
0% interest rehabilitation loan
8:00am - 4:30pm, Monday - Friday
Primarily Northern Pine, Aitkin and Carlton Counties - other counties served are Chisago, Isanti, Kanabec & Mille Lacs
- Lakes and Pines Central Office 1700 Maple Ave E, Mora, MN, 55051
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.