Lutheran Social Service - LSS Financial Counseling Service
Personal Financial Counseling
LSS Financial Counseling Service - Willmar
1601 Highway 12 E, Ste 6, Willmar, MN, 56201
(888) 577-2227
lssfinancialcounseling@lssmn.org
https://www.lssmn.org/financialcounseling/financial-wellness-services/budget-debt-counseling
Service Details
Description
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
Additional Information
Helps individuals and families:
* Consumer credit counseling - including credit card debt counseling
* Reviewing repayment options
* Mortgage debt counseling
* Reverse mortgage counseling
* Collection debt counseling
* Debt management plans
Services are available for Minnesota residents by phone or virtually. They also offer in-person appointments across Minnesota.
Counselors are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.
Features
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Area Served by County
- Aitkin County
- Anoka County
- Becker County
- Beltrami County
- Benton County
- Big Stone County
- Blue Earth County
- Brown County
- Carlton County
- Carver County
- Cass County
- Chippewa County
- Chisago County
- Clay County
- Clearwater County
- Cook County
- Cottonwood County
- Crow Wing County
- Dakota County
- Dodge County
- Douglas County
- Faribault County
- Fillmore County
- Freeborn County
- Goodhue County
- Grant County
- Hennepin County
- Houston County
- Hubbard County
- Isanti County
- Itasca County
- Jackson County
- Kanabec County
- Kandiyohi County
- Kittson County
- Koochiching County
- Lac qui Parle County
- Lake County
- Lake of the Woods County
- Le Sueur County
- Lincoln County
- Lyon County
- Mahnomen County
- Marshall County
- Martin County
- McLeod County
- Meeker County
- Mille Lacs County
- Morrison County
- Mower County
- Murray County
- Nicollet County
- Nobles County
- Norman County
- Olmsted County
- Otter Tail County
- Pennington County
- Pine County
- Pipestone County
- Polk County
- Pope County
- Ramsey County
- Red Lake County
- Redwood County
- Renville County
- Rice County
- Rock County
- Roseau County
- Scott County
- Sherburne County
- Sibley County
- St. Louis County
- Statewide
- Stearns County
- Steele County
- Stevens County
- Swift County
- Todd County
- Traverse County
- Wabasha County
- Wadena County
- Waseca County
- Washington County
- Watonwan County
- Wilkin County
- Winona County
- Wright County
- Yellow Medicine County
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Specialization
- People with low income
- Veteran
Application Instructions
Call to set up an appointment at (888) 577-2227 and for instructions on what information will be needed for appointment.
Fees
No consultation fee
Area Served
Statewide
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Toll Free | (888) 577-2227 |
Last Update
11/22/2024
Other Locations
- LSS Financial Counseling Service - Brainerd 716 E St NE, Brainerd, MN, 56401
- LSS Financial Counseling Service - Duluth 1330 E Superior St, Ste 203, Duluth, MN, 55805
- LSS Financial Counseling Service - Lifetrack 709 University Ave W, St. Paul, MN, 55104
- LSS Financial Counseling Service - Mankato 710 S 2nd St, Mankato, MN, 56001
- LSS Financial Counseling Service - Minneapolis 2400 Park Ave, Center for Changing Lives, Minneapolis, MN, 55404
- LSS Financial Counseling Service - Rochester 810 3rd Ave SE, Rochester, MN, 55901
- LSS Financial Counseling Service - St. Paul 1605 Eustis St, St. Paul, MN, 55108
- LSS Financial Counseling Service - Virginia 1001 Chestnut St W, Mesabi Range College, Virginia, MN, 55792
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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DM-1500.1500Credit Counseling Definition
Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
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DM-1800.1700Debt Consolidation Services Definition
Programs that enable individuals who are having trouble meeting their existing obligations to take out a new loan that is used to pay off one or more existing loans. Rather than paying multiple separate bills each month, consumers typically have one, lower monthly payment and a longer repayment period.
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DM-1800.5000Mortgage Delinquency and Default Counseling Definition
Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.
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DM-6500Personal Financial Counseling Definition
Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
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YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.