Lutheran Social Services of South Dakota
Lutheran Social Service of South Dakota Main Office
705 E 41st St, Ste 200, Sioux Falls, SD, 57105-6048
Distance: 1206 Miles
Offers housing resources for renters or homeowners
* First time homebuyer session
* Homebuyer Express seminar
* Homeowner financial management session
* Mortgage foreclosure prevention
* Rental housing counseling and education
* Monthly budget planner
Upcoming classes listed on agency calendar
Free download budget tool on agency website that helps build savings.
Residents of Minnesota and South Dakota
|Toll Free||(800) 568-2401|
This provider does not offer this service at other locations.
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
BH-3700.3000Homebuyer/Home Purchase Counseling Definition
Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.
DM-1800.5000Mortgage Delinquency and Default Counseling Definition
Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.
YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.