Lutheran Social Services of South Dakota
Housing Resources
Lutheran Social Service of South Dakota Main Office
705 E 41st St, Ste 200, Sioux Falls, SD, 57105
Distance: 1293 Miles
(888) 258-2227
info@lsssd.org
https://lsssd.org/what-we-do/center-for-financial-resources/home-ownership-counseling.html
Service Details
Description
Offers housing resources for renters or homeowners
Programs include:
* First time homebuyer session
* Homebuyer Education
* Homeowner financial management session
* Mortgage foreclosure prevention
* Rental housing counseling and education
Online resources:
* Monthly budget planner
Features
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Area Served by County
- Cottonwood County
- Jackson County
- Lac qui Parle County
- Lincoln County
- Lyon County
- Murray County
- Nobles County
- Pipestone County
- Redwood County
- Rock County
- Yellow Medicine County
Application Instructions
Upcoming classes listed on agency calendar
Free download budget tool on agency website that helps build savings.
Area Served
Southwestern MN and Southeastern SD
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (605) 444-7500 | |
| Toll Free | (800) 568-2401 |
Last Update
1/21/2025
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3700.3000Homebuyer/Home Purchase Counseling Definition
Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.
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DM-1800.5000Mortgage Delinquency and Default Counseling Definition
Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.