Minnesota Chippewa Tribe (MCT)
Home Repair Financial Assistance
15542 Highway 371 NW, Cass Lake, MN, 56633
(218) 335-8582
jbruce@mnchippewatribe.org
http://www.mctfc.org
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
Provide home loans to Native American member bands of the Minnesota Chippewa Tribe
Loans programs include:
* Home loans
* Renovation loans
* Construction loans
Features
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Area Served by County
- Aitkin County
- Becker County
- Beltrami County
- Carlton County
- Cass County
- Clearwater County
- Cook County
- Hubbard County
- Itasca County
- Koochiching County
- Mahnomen County
- Mille Lacs County
- Pine County
- St. Louis County
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Specialization
- Native American Community
- People with low income
Application Instructions
Applications are available online, or contact the office for assistance.
Area Served
Bois Forte, Fond du Lac, Grand Portage, Leech Lake, Mille Lacs and White Earth Reservations and the counties of Aitkin, Becker, Beltrami, Carlton, Cass, Clearwater, Cook, Hubbard, Itasca, Koochiching, Mahnomen, Mille Lacs, Pine and St. Louis
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (218) 335-8581 |
Last Update
10/2/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
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BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.
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BH-3500.3200Home Construction Loans Definition
Programs that provide loans for people who want to build their own homes.
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BH-3500.3400Home Purchase/Mortgage Refinance Loans Definition
Programs that provide loans for people who want to buy their own homes or arrange refinancing of their mortgages.
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YH-6000.6000Native American Community Definition
Individuals whose ethnic background and ancestry are that of the tribal, aboriginal peoples who originated in what is now the United States. Included are Native Americans who are living on or off reservations in rural and urban areas.
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YW-8500Tribal Reservation Residents Definition
Individuals and families of Native American descent who have needs and interests in common based on living in areas recognized by the federal or a state government as being set aside for the use of Native Americans and governed by Native Americans.