NeighborWorks Home Partners
Personal Financial Counseling
NeighborWorks Home Partners - Dale
533 Dale St N, St. Paul, MN, 55103
(651) 292-8710
hello@nwhomepartners.org
https://nwhomepartners.org/get-ready-help-for-homebuyers/improve-your-credit
Service Details
Description
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information.
Additional Information
Help people who want to buy a home get ready to qualify for a mortgage by improving credit scores, budgeting, and connecting to down payment resources.
Homebuyer credit readiness coaches can help with making plans for:
* Improving your credit score
* Creating and sticking with a budget
* Growing a savings account
* Paying down debt.
Features
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Area Served by County
- Anoka County
- Carver County
- Chisago County
- Dakota County
- Hennepin County
- Isanti County
- Ramsey County
- Scott County
- Sherburne County
- Washington County
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Specialization
- People with low income
Application Instructions
Set up an appointment by phone.
Fees
All appointments are free and includes a free individual soft-pull credit report. There is no charge for follow-up appointments.
Area Served
Twin Cities Metro area
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (651) 292-8710 |
Last Update
12/5/2024
Other Locations
- NeighborWorks Home Partners - Minneapolis 1930 Glenwood Ave, Minneapolis, MN, 55405
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3700.3000Homebuyer/Home Purchase Counseling Definition
Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.
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DM-1500.1500Credit Counseling Definition
Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
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DM-6500Personal Financial Counseling Definition
Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
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YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.