Neighborhood Development Alliance, Inc. (NeDA)
Foreclosure Avoidance Counseling
481 Wabasha St S, St. Paul, MN, 55107
(651) 292-0131
info@nedahome.org
https://nedahome.org/programs
Service Details
Description
Foreclosure avoidance counseling provides information and assistance to help you avoid foreclosing on your mortgage and losing your home. This non-profit agency has been approved by Housing and Urban Development (HUD) to offer the service. HUD foreclosure avoidance counseling is free-of-charge.
The counseling session(s) will help you determine if you are eligible for a loan adjustment, or if you can refinance your mortgage to reduce monthly payments. If you are eligible, the counselor will work with you to prepare an intake package (paperwork) for your mortgage servicer.
Additional Information
Offers free and confidential foreclosure prevention counseling
* Teaches clients about their rights, options and alternatives to foreclosure
* Counselors may also advocate on client's behalf with mortgage services to discuss options.
Features
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Area Served by County
- Anoka County
- Carver County
- Dakota County
- Hennepin County
- Ramsey County
- Scott County
- Washington County
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Payment
- Free / no cost to everyone
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Specialization
- Hispanic/Latino Community
- People with low income
Area Served
Twin Cities Metro area
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (651) 292-0131 |
Last Update
11/22/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3700.3200HUD Approved Counseling Agencies Definition
Agencies funded by the federal Office of Housing and Urban Development to provide prepurchase and mortgage default counseling, home equity conversion (reverse mortgage) counseling and information about the HUD rent assistance program for current and prospective purchasers and tenants.
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DM-1800.5000Mortgage Delinquency and Default Counseling Definition
Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.
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YH-6000.3100Hispanic/Latino Community Definition
Americans of Spanish or Latin American descent. Latin America is a geographic and cultural region comprising 18 Spanish-speaking countries, Brazil, and Haiti, or generally the areas which Spain and Portugal colonized in the Americas.
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YM-6200People At Risk of Foreclosure Definition
Individuals and families who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Also included are people who are unable to make their property tax payments and at risk of losing their homes through tax foreclosure.