One Roof Community Housing
Home Repair Financial Assistance
12 E 4th St, Duluth, MN, 55805
(218) 727-5372
info@1roofhousing.org
https://1roofhousing.org/homeowners
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
One Roof provides loan programs for home improvement for virtually any income level. They serve the City of Duluth and the surrounding vicinity.
They meet with each applicant and find the program that works best for them, and strives to provide the most affordable payment options.
Features
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Area Served by County
- St. Louis County
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Specialization
- People with low income
Eligibility
Serves homeowners in the City of Duluth, City of Superior and the surrounding vicinity.
Eligibility varies by program.
Complete the Request for Services form
Business Hours
8:00am - 4:30pm, Monday - Thursday
Area Served
Primarily serves residents of Duluth
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (218) 727-5372 |
Last Update
6/14/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
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BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.