United States Department of Labor
Information and Support - Health Benefits and COBRA
Minnesota Office - US Department of Labor Wage and Hour
331 2nd Ave S, Ste 920, Tri-Tech Center, Minneapolis, MN, 55401-2233
Distance: 1110 Miles
Learn more about a specific topic and how to connect to additional services.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for a limited time.
Answers to questions:
* How to elect coverage
* Compliance for employers
* Portability concerns
* What to do if your employer goes bankrupt
* Retirement and health care coverage concerns
* Military service and health care coverage concerns
* Frequently asked questions
The Health Benefits Advisor can help workers and their families understand their federal rights about access to health coverage.
Get answers about:
* Rights and options of people under Federal health benefits laws in getting or keeping health coverage when life and work events happen or certain decisions have been made
* Employer questions about their responsibilities under the law
The Advisor does not provide information on a user's specific plan.
|Toll Free||(866) 487-9243|
- United States Department of Labor 200 Constitution Ave NW, Washington, DC, 20210-0002
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
DF-8000.4500-160COBRA Regulation Definition
Programs that administer and enforce the provisions of the Consolidated Omnibus Budget Reconciliation Act (COBRA) which gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan. COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end. COBRA outlines how employees and family members may elect continuation coverage. It also requires employers and plans to provide notice.
FT-1000.2500General Benefits Assistance Definition
Programs that focus broadly on helping individuals who are having difficulty understanding and/or obtaining grants, payments, services or other benefits for which they are eligible rather than offering more specialized services relating to a particular type of benefit.
LH-3500Health Insurance Information/Counseling Definition
Programs that offer information and guidance for people who need assistance in selecting appropriate health insurance coverage and which may also answer questions about health insurance benefits and help people complete insurance forms.
TJ-3000.8000Specialized Information and Referral Definition
Programs that maintain information about community resources that are appropriate for a specific target group or human services sector (for example, youth programs or addiction services) and which link individuals who are in need of specialized services with appropriate resources and/or which provide information about community agencies and organizations that offer specialized services.
TJ-3200.2500-200Federal Government Information Services Definition
Programs that provide information about U.S. government offices and services that interested individuals can access on a website or in person, or by telephone, email, chat, text or other communication channel. In some cases, assistance is available to help identify and locate an appropriate office.
YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.