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West Central Minnesota Communities Action, Inc.

Foreclosure Avoidance Counseling

West Central Minnesota Communities Action - Elbow Lake

411 Industrial Park Blvd, Elbow Lake, MN, 56531

Distance: 1444 Miles

(320) 304-3458


Service Details


Foreclosure avoidance counseling provides information and assistance to help you avoid foreclosing on your mortgage and losing your home. This non-profit agency has been approved by Housing and Urban Development (HUD) to offer the service. HUD foreclosure avoidance counseling is free-of-charge.

The counseling session(s) will help you determine if you are eligible for a loan adjustment, or if you can refinance your mortgage to reduce monthly payments. If you are eligible, the counselor will work with you to prepare an intake package (paperwork) for your mortgage servicer.

Additional Information

Program participants meet with a counselor and work out a budget determining whether or not they would be able to make the mortgage current. If it is determined they can, the loan is issued.


  • Licenses and Certifications
    • Community Action Partnership 
  • Specialization
    • Family 
    • People with low income 


Primarily serves Clay, Douglas, Grant, Pope, Stevens, Traverse and Wilkin Counties

Application Instructions

Contact the main office for application and program information.



Area Served

Douglas, Grant, Pope, Stevens, and Traverse counties


Phone Numbers

Type Number Hours
Main (218) 685-4486
Toll Free (800) 492-4805

Last Update


Other Locations

This provider does not offer this service at other locations.

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