West Central Minnesota Communities Action, Inc.
Home Repair Financial Assistance
West Central Minnesota Communities Action - Elbow Lake (Industrial)
411 Industrial Park Blvd, Elbow Lake, MN, 56531
(218) 685-7003
office@wcmca.org
https://wcmca.org
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
The Emergency and Accessibility Loan Program is available for home improvements addressing emergency conditions of the home or accessibility needs for a disabled household resident, subject to prior approval by Minnesota Housing.
All loans are forgiven if the borrower does not sell, transfer title, or ceases to occupy the property during the loan term.
Features
-
Area Served by County
- Grant County
- Traverse County
- Wilkin County
-
Organization Type
- Community Action Partnership
-
Specialization
- People with low income
Eligibility
For residents of Grant, Traverse and Wilkin counties.
Complete eligibility information for the Minnesota Housing Rehabilitation Loan Program is available online.
Area Served
Services are primarily focused on Douglas, Grant, Otter Tail, Pope, and Stevens counties.
Individual programs may serve counties outside this area.
Websites
Phone Numbers
| Type | Number | Hours |
|---|---|---|
| Main | (218) 685-4486 | |
| Toll Free | (800) 492-4805 |
Last Update
9/27/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
- Affordable Housing Program
- Chore Services (Waiver)
- Emergency Shelter
- Energy Assistance Program
- Family Assets for Independence in Minnesota (FAIM)
- Family Homeless Prevention and Assistance Program (FHPAP)
- Foreclosure Avoidance Counseling
- Healthy Aging Classes
- Help Paying for Basic Needs
- Home Accessibility Modification
- Home Repair and Maintenance
- Homemaker Services
- House Cleaning
- Minnesota Urban and Rural Homesteading (MURL)
- Rehabilitation Loans - Small Cities Housing
- Snow Removal
- Transportation - Ready Ride
- Weatherization Assistance Program
- Yard Work
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
-
BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
-
BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.