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West Central Minnesota Communities Action, Inc.

Minnesota Urban and Rural Homesteading (MURL)

West Central Minnesota Communities Action - Elbow Lake (Industrial)

411 Industrial Park Blvd, Elbow Lake, MN, 56531

(320) 304-3458

Website

https://wcmca.org/program_area/housing

Service Details

Description

Minnesota Urban and Rural Homestead Program (MURL) is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means.


Eligible families must be considered "at risk" for home ownership. Barriers such as past credit problems, lack of a down payment, and low wages are all factors that limit a household's ability to own a home and would be considered "risk factors" for home ownership.


Features

  • Area Served by County
    • Douglas County 
    • Grant County 
    • Pope County 
    • Stevens County 
    • Traverse County 
  • Organization Type
    • Community Action Partnership 
  • Specialization
    • Family 
    • People with low income 

Eligibility

Eligible homebuyers must meet income guidelines, be first-time homebuyers (a first-time homebuyer includes individuals who owned a home with a spouse or significant other and are separated or divorced, individuals who have not owned a home in the last three years, and individuals who have never owned a home), and be unable to purchase a home through traditional financing. Buyers must pay 25% of their gross monthly income as the monthly house payment. Hazard insurance and property taxes are escrowed and are included in the 25% payment.


Application Instructions

Download, print and mail application from agency website or call with questions


Area Served

Services are primarily focused on Douglas, Grant, Otter Tail, Pope, and Stevens counties.


Individual programs may serve counties outside this area.


Websites

https://wcmca.org/program_area/housing

https://wcmca.org

Phone Numbers

Type Number Hours
Main (218) 685-4486
Toll Free (800) 492-4805

Last Update

9/27/2024

Other Locations

This provider does not offer this service at other locations.

Other Services or resources

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