West Central Minnesota Communities Action, Inc.
Rehabilitation Loans - Small Cities Housing
West Central Minnesota Communities Action - Elbow Lake (Industrial)
411 Industrial Park Blvd, Elbow Lake, MN, 56531
(320) 304-3458
janelleb@wcmca.org
https://wcmca.org/program/rehabilitation-loan-program
Service Details
Description
This program helps homeowners with rehabilitation project costs through 0% interest deferred loans which are combined with other funding sources to maximize rehabilitation efforts.
Features
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Area Served by County
- Douglas County
- Grant County
- Pope County
- Stevens County
- Traverse County
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Organization Type
- Community Action Partnership
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Specialization
- Family
- Older adults
- People with low income
Eligibility
This program is for rehabilitation of owner-occupied housing and is currently available in Breckenridge, Campbell, Clarissa, Elbow Lake and Vern dale.
Participant must live in the targeted area, and must own the house, either free of debt, through a mortgage, or a recorded Contract for Deed.
Application Instructions
Contact the main office for application and program information.
Fees
There is no fee for this service.
Area Served
Services are primarily focused on Douglas, Grant, Otter Tail, Pope, and Stevens counties.
Individual programs may serve counties outside this area.
Websites
Phone Numbers
Type | Number | Hours |
---|---|---|
Main | (218) 685-4486 | |
Toll Free | (800) 492-4805 |
Last Update
9/27/2024
Other Locations
This provider does not offer this service at other locations.
Other Services or resources
- Affordable Housing Program
- Chore Services (Waiver)
- Emergency Shelter
- Energy Assistance Program
- Family Assets for Independence in Minnesota (FAIM)
- Family Homeless Prevention and Assistance Program (FHPAP)
- Foreclosure Avoidance Counseling
- Healthy Aging Classes
- Help Paying for Basic Needs
- Home Accessibility Modification
- Home Repair and Maintenance
- Home Repair Financial Assistance
- Homemaker Services
- House Cleaning
- Minnesota Urban and Rural Homesteading (MURL)
- Snow Removal
- Transportation - Ready Ride
- Weatherization Assistance Program
- Yard Work
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.3550Home Rehabilitation Programs Definition
Programs that provide assistance for people who need to make essential repairs to their homes in order to eliminate health or safety hazards or improve their security. Most home rehabilitation programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs.
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NT-6400.4500Low Interest Loans Definition
Programs that provide personal loans for people who qualify on the basis of income at interest rates that are below those obtainable on the conventional loan market.
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YL-3300.6500Poverty Level Definition
People whose annual income is within the federal poverty level guidelines which vary according to family size and are revised annually.